Wall Street is overwhelmingly bullish on the stocks in this article, with price targets suggesting significant upside potential. However, it’s worth remembering that analysts rarely issue sell ratings, partly because their firms often seek other business from the same companies they cover.

Unlike the investment banks, we created StockStory to provide independent analysis that helps you determine which companies are truly worth following. That said, here are three stocks where Wall Street’s enthusiasm may be misplaced and some other investments worth exploring instead.

Udemy (UDMY)

Consensus Price Target: $7.56 (61.6% implied return)

With courses ranging from investing to cooking to computer programming, Udemy (NASDAQ: UDMY) is an online learning platform that connects learners with expert instructors who specialize in a wide range of topics.

Why Are We Wary of UDMY?

1. Intense competition is diverting traffic from its platform as its monthly active buyers fell by 56.2% annually
2. Estimated sales growth of 2% for the next 12 months implies demand will slow from its three-year trend
3. Excessive marketing spend signals little organic demand and traction for its platform

At $4.68 per share, Udemy trades at 3.4x forward EV/EBITDA. To fully understand why you should be careful with UDMY, check out our full research report (it’s free).

Hillman (HLMN)

Consensus Price Target: $12.13 (50.8% implied return)

Established when Max Hillman purchased a franchise operation, Hillman (NASDAQ: HLMN) designs, manufactures, and sells industrial equipment and systems for various sectors.

Why Is HLMN Not Exciting?

1. Sales trends were unexciting over the last two years as its 2.5% annual growth was below the typical industrials company
2. Low free cash flow margin of 2.6% for the last five years gives it little breathing room, constraining its ability to self-fund growth or return capital to shareholders
3. Underwhelming 2.5% return on capital reflects management’s difficulties in finding profitable growth opportunities

Hillman’s stock price of $8.04 implies a valuation ratio of 13.9x forward P/E. Dive into our free research report to see why there are better opportunities than HLMN.

Unum Group (UNM)

Consensus Price Target: $93.85 (26.5% implied return)

Tracing its roots back to 1848 when financial security for workers was virtually non-existent, Unum Group (NYSE: UNM) provides workplace financial protection benefits including disability, life, accident, critical illness, dental and vision insurance primarily through employers.

Why Are We Out on UNM?

1. Large revenue base constrains its growth potential, as seen in its unexciting 2.9% annualized increases in net premiums earned over the last five years fell below our expectations for the insurance sector
2. Sales are projected to tank by 5.6% over the next 12 months as demand evaporates
3. Earnings growth over the last two years fell short of the peer group average as its EPS only increased by 3% annually

Unum Group is trading at $74.17 per share, or 1x forward P/B. Check out our free in-depth research report to learn more about why UNM doesn’t pass our bar.

Stocks We Like More

ONE MORE THING: Top 5 Growth Stocks. The biggest stock winners almost always had one thing in common before they ran. Revenue growing like crazy. Meta. CrowdStrike. Broadcom. Our AI flagged all three. They returned 315%, 314%, and 455%, respectively.

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Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as under-the-radar businesses like the once-micro-cap company Kadant (+351% five-year return). Find your next big winner with StockStory today.