New patent allowance enhances Fintel’s IP position in cloud-based 314(b) information sharing, collaborative investigations, and financial-crimes intelligence exchange.

Fintel Technologies, Inc., today announced that the United States Patent and Trademark Office has issued a Notice of Allowance for U.S. Patent Application No. 18/634,080, which will become the company’s fourth U.S. patent protecting core technologies used in cloud-based platforms to help financial institutions detect, investigate, and manage financial crime, such as fraud and money laundering.

The newly allowed patent strengthens Fintel’s intellectual-property portfolio around collaboration between 314(b)-registered financial institutions. The patented innovations include technologies for:

• determining and verifying participation eligibility for financial institutions and their users, including synchronization with authoritative accreditation lists associated with 314(b) programs;
• receiving, classifying, and distributing alerts and intelligence within a secure shared-application environment;
• maintaining a regulator-ready audit history documenting information shared among participating institutions;
• assigning collaboration requests to designated investigators and supporting structured cross-institution workflows;
• providing directories of eligible institutions and enabling secure communication across the collaboration network.

“These are foundational capabilities for modern 314(b) information-sharing platforms,” said Matt Rosen, Co-Founder of Fintel. “This Notice of Allowance meaningfully expands our protected architecture, and aligns with our strategy to grow, maintain, and license Fintel’s exclusive intellectual property rights. As regulated information-sharing continues to evolve, institutions and technology providers should rely on solutions that respect both regulatory requirements and underlying patent rights.”

Upon issuance, this patent will join Fintel’s existing portfolio of granted U.S. patents and published applications (see Fintel’s full patent portfolio: https://fintel.com/patents/)

• U.S. Pat. Nos. 11,962,595; 11,025,630; 9,906,535

As financial institutions adopt shared systems to support 314(b) collaboration and financial-crimes intelligence exchange, organizations that develop, operate, or rely on such platforms may require the licensing of Fintel’s patent rights to ensure compliance with both regulatory obligations and applicable patent protections.

The patent is expected to issue in Q1 of 2026.

About Fintel

Fintel Technologies develops and protects advanced technologies for secure, compliant information sharing among regulated institutions. Fintel’s patented technologies support secure 314(b) information sharing and collaborative investigations across financial institutions seeking compliant ways to detect and mitigate financial crime. Fintel is focused on expanding and licensing its patent portfolio covering eligibility verification, multi-party alerting, workflow coordination, and secure cross-institution collaboration.

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Fintel’s newly allowed patent strengthens protection for cloud-based 314(b) information sharing and collaborative investigations used by financial institutions to combat financial crime.