DUBAI, AE / ACCESS Newswire / October 3, 2025 / New Listing Real Estate is redefining accessibility in global real estate investments. Flexible payment plans in Dubai and various financing options in Miami make it easier for investors to take steps worldwide.

Company founders Ahmet Bayram and Alena Bayram are the pioneering figures behind this vision. Combining their international market experience and investor-focused approach under the New Listing Real Estate umbrella, the Bayram couple is bringing a fresh perspective to the industry by offering customized solutions to clients in strategic markets like Dubai and Miami.

Flexible payment structures in the Dubai property market are reshaping international real estate investment practices. New Listing Real Estate announced observations on how installment-based systems are creating broader access to high-value projects while reinforcing the growth of the sector.

Developers in Dubai increasingly introduce plans requiring only 10-20 percent down payments at the time of purchase, with the remaining balance spread across the construction period and, in many cases, continuing after project completion. These post-handover plans enable acquisition of properties at current Dubai House Prices while distributing financial commitments over time. For investors, this allows capital allocation across multiple assets, while end-users are able to occupy new homes with gradual payment schedules rather than full upfront costs.

The impact of this structure extends beyond affordability. By lowering traditional entry barriers, developer-backed installment models have widened access to luxury residences, villas, and mixed-use projects. The result has been sustained demand across both local and international segments of the market. Dubai House Prices illustrate this trajectory. The average price per square foot rose from approximately 914 AED in 2020 to 1,524 AED in 2024, representing a sharp increase within a five-year period. As of 2025, average property values in Dubai stand near USD 760,000. Rental yields in the city allow investment recovery within seven to twelve years, creating a return profile that continues to attract overseas buyers.

Government policy has complemented these financing trends. Residency opportunities through the Golden Visa framework and the absence of taxes on rental income or capital gains have reinforced Dubai's position as an investor-friendly hub. Together with payment flexibility, these conditions have created a dual appeal: shorter-term income potential alongside long-term ownership advantages.

Miami presents a parallel but structurally different environment. Miami Home Prices reached a median of USD 631,670 in July 2023 and have stabilized at approximately USD 580,000 in 2025. The sales-to-list price ratio has hovered close to 96 percent, reflecting steady demand and limited negotiation margins. While Dubai emphasizes installment-based purchasing models, Miami relies primarily on mortgage financing from domestic and international financial institutions. Loan-to-value ratios of up to 70 percent are available for qualified foreign buyers, significantly reducing initial capital requirements. Long-term fixed mortgage rates in the United States provide predictability for repayment schedules over 15 to 30 years, offering a hedge against inflation and interest rate volatility.

The contrast highlights how global real estate markets employ different mechanisms to expand accessibility. Dubai's developer-led installment options create flexibility at the acquisition stage, while Miami's reliance on structured bank financing offers stability and legal protections under U.S. financial systems. Both approaches illustrate evolving methods of supporting international investment participation.

New Listing Real Estate continues to assess these patterns across major markets to align investment strategies with the shifting landscape. The integration of flexible payment systems in Dubai and mortgage financing structures in Miami demonstrates how financial frameworks shape the direction of global property engagement and investor decision-making.

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Company Name: New Listing Real Estate
Email: info@allnewlisting.com
Website: https://allnewlisting.com/?lang=en

Disclaimer:

This press release is provided for informational purposes only and does not constitute financial or investment advice. Real estate values and market conditions are subject to change, and past trends do not guarantee future performance. Interested parties should conduct independent research and consult with licensed professionals before making investment decisions.

SOURCE: New Listing Real Estate