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Accredited Claims Adjuster Designation Company Announces Their Newest Blog

By: PRLog

ESC discusses fire hazards associated with indoor candle use

CLERMONT, Fla. - Jan. 31, 2024 - PRLog -- Educational Services and Consulting (ESC), a leading provider of education and training services for the insurance industry, is thrilled to announce its new blog reminding homeowners to be vigilant about potential risks associated with candle fires.

Candles, cherished for their ability to create ambiance and warmth, can quickly turn into a significant fire hazard if not handled with care. According to the National Fire Protection Agency (NFPA), 60 percent of home candle fires involve combustible materials, with 11 percent occurring in December and January.

"Accredited claims adjusters, equipped with a deep understanding of fire dynamics and investigation techniques, play a pivotal role in unraveling the complexities of candle-related fire claims," Co-Owner and Chief Strategy Officer, Natalie Zimmerman, said.

In the aftermath of a candle-related fire, adjusters investigate the scene meticulously, considering factors such as the proximity of combustible materials, stability of candle placement, and adherence to safety guidelines. This thorough examination provides valuable insights into the cause and extent of the fire, helping determine liability accurately.

"As part of their role in the claims process, insurance adjusters actively contribute to policyholder education on fire prevention measures," Zimmerman said. "This includes advising homeowners on safe candle practices, recommending safe distances from combustible materials, the use of stable candle holders, and emphasizing the importance of never leaving candles unattended."

For complex candle fire claims, adjusters collaborate with fire investigators to gain insights into the fire's origin, causation, and potential contributing factors. This collaborative approach enhances the accuracy of claims assessments and ensures a comprehensive understanding of the incident.

Accredited claims adjusters are instrumental in helping policyholders navigate the complex process of assessing fire damage regardless of origin. Their expertise in evaluating the potential cause, structural damage, personal property loss, and secondary damages such as smoke and water damage is crucial in ensuring fair compensation for policyholders.

By diligently documenting damages, collaborating with experts, and understanding policy terms, accredited claims adjusters empower individuals and businesses to recover from the devastating effects of a fire.

Once individuals pass ESC's ACA designation exam, they can apply for their all-lines adjuster license in Florida, providing the flexibility to work on various insurance claims, including home, auto, RV, and property insurance claims. With Florida's reciprocity agreement, adjusters can extend their services to 34 of the 37 states across the U.S. that require an adjuster license.

For those interested in joining this growing field of Accredited Claims Adjusters, Educational Services & Consulting (ESC), based in Clermont, Florida, offers the opportunity to earn the 6-20 Accredited Claims Adjuster (ACA) designation. To learn more about the ACA certification process, contact ESC at 1-800-309-2459 or visit

Natalie Zimmerman

Photos: (Click photo to enlarge)

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Source: Educational Services & Consulting

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