Filed Pursuant to Rule
424(b)(2)
File No. 333-73242
File No. 333-73242
Pricing Supplement, dated September 24, 2003
to Prospectus dated November 19, 2001
Medium-Term Notes, Series 5
Due From Nine Months to 30 Years From Date of Issue
| PRINCIPAL AMOUNT | $10,000,000.00 | |
| ORIGINAL ISSUE DATE | September 30, 2003 | |
| MATURITY DATE | September 30, 2005 | |
| GLOBAL NOTE | Yes | |
| INITIAL INTEREST RATE | 2.40% | |
| INTEREST RATE BASIS | Fixed | |
| INDEX MATURITY | N/A | |
| SPREAD | N/A | |
| CUSIP | 73317PAE9 | |
| INTEREST RATE RESET PERIOD | N/A | |
| INTEREST PAYMENT PERIOD | The notes will pay interest on each March 31 and September 30, commencing on March 31, 2004, and at maturity |
The proceeds from the issuance of the Note to which this Pricing Supplement relates will used for:
| • | general corporate purposes, including investments in, or extensions of credit to, existing and future subsidiaries | ||
| • | repayment of outstanding borrowings. |