Washington, D.C. 20549
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 31, 2007
Flagstar Bancorp, Inc.
(Exact Name of Registrant as Specified in Charter)
Michigan   1-16577   38-3150651
(State or other jurisdiction
of incorporation)
File Number)
  (I.R.S. Employer
Identification No.)
5151 Corporate Drive, Troy, Michigan
(Address of Principal Executive Offices)
(Zip Code)
Registrant’s telephone number, including area code: (248) 312-2000
     Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))



Item 2.02 Results of Operations and Financial Condition
     On July 31, 2007, Flagstar Bancorp, Inc. issued a press release regarding its results of operations and financial condition for the three and six months ended June 30, 2007. The text of the press release is included as Exhibit 99.1 to this report. The Company will include final financial statements and additional analyses for the three and six months ended June 30, 2007 as part of its Form 10-Q covering that period.
The information in this Item 2.02, including the exhibit attached hereto, is furnished pursuant to Item 2.02 and shall not be deemed “filed” for any other purpose, including for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section. The information in this Item 2.02 of this Current Report on Form 8-K shall not be deemed incorporated by reference into any filing under the Securities Act of 1933 or the Exchange Act regardless of any general incorporation language in such filing.
Item 9.01 Financial Statements and Exhibits
     (d) The following exhibit is being furnished herewith:
Exhibit No.   Exhibit Description
  Press release of Flagstar Bancorp, Inc. dated July 31, 2007.
     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
     Date: August 1, 2007  By:   /s/ Paul D. Borja    
    Paul D. Borja    
    Executive Vice-President and Chief Financial Officer