UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: MARCH 31, 2009
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyer signing for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
Kathy Strohmeyer Williamsville, NY 04/09/09
------------------ ----------------- ----------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
___________________________________- [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 333
Form 13F Information Table Value Total: $96909
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------
COOPER INDS LTD CL A G24182100 4 155 SH DEFINED 155 0
INGERSOLL RAND LTD G4776G101 6 400 SH SOLE 400 0
INGERSOLL RAND LTD G4776G101 18 1320 SH DEFINED 1320 0
UBS AG SHS NEW H89231338 0 4 SH SOLE 4 0
FLEXTRONICS INTL LTD ORD Y2573F102 4 1375 SH SOLE 1375 0
AGL RES INC COM 1204106 5 200 SH SOLE 200 0
AES CORP COM 00130H105 5 833 SH DEFINED 833 0
AT&T INC COM 00206R102 693 27481 SH SOLE 27481 0
AT&T INC COM 00206R102 203 8038 SH DEFINED 8038 0
ABBOTT LABS COM 2824100 228 4775 SH SOLE 4775 0
ABIOMED INC COM 3654100 230 46875 SH SOLE 46100 0 775
ABIOMED INC COM 3654100 11 2225 SH DEFINED 2225 0
AIR PRODS & CHEMS INC COM 9158106 341 6058 SH SOLE 6058 0
ALCOA INC COM 13817101 28 3750 SH SOLE 3750 0
ALCATEL-LUCENT SPONSORED ADR 13904305 0 87 SH SOLE 87 0
ALLIANCEBERNSTEIN INCOME FUNCOM 1881E101 2 337 SH SOLE 337 0
ALTRIA GROUP INC COM 02209S103 19 1200 SH DEFINED 1200 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 391 14445 SH SOLE 14220 0 225
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 18 675 SH DEFINED 675 0
AMERICAN ELEC PWR INC COM 25537101 18 720 SH DEFINED 720 0
AMERICAN EXPRESS CO COM 25816109 3 250 SH SOLE 250 0
AMGEN INC COM 31162100 114 2300 SH SOLE 2300 0
AMGEN INC COM 31162100 59 1200 SH DEFINED 1200 0
ANALOG DEVICES INC COM 32654105 14 750 SH SOLE 750 0
ANGIODYNAMICS INC COM 03475V101 291 25875 SH SOLE 25325 0 550
ANGIODYNAMICS INC COM 03475V101 26 2350 SH DEFINED 2350 0
APACHE CORP COM 37411105 28 440 SH SOLE 440 0
APPLE INC COM 37833100 1608 15300 SH SOLE 15300 0
APPLIED MATLS INC COM 38222105 18 1700 SH SOLE 1700 0
AQUA AMERICA INC COM 03836W103 40 2000 SH SOLE 2000 0
AUTOMATIC DATA PROCESSIN G INCOM 53015103 319 9064 SH SOLE 9064 0
AVANEX CORP COM NEW 05348W307 0 33 SH SOLE 33 0
BB&T CORP COM 54937107 3 175 SH DEFINED 175 0
BJ SVCS CO COM 55482103 37 3700 SH SOLE 3700 0
BP PLC SPONSORED ADR 55622104 723 18028 SH SOLE 18028 0
BP PLC SPONSORED ADR 55622104 22 556 SH DEFINED 556 0
BANK OF AMERICA CORPORAT ION COM 60505104 42 6200 SH SOLE 6200 0
BANK OF NEW YORK MELLON CORPCOM 64058100 568 20110 SH SOLE 20110 0
BARCLAYS BANK PLC SP ADR 7.1% PF3 06739H776 259 22100 SH SOLE 22100 0
BARCLAYS BANK PLC SP ADR 7.1% PF3 06739H776 20 1700 SH DEFINED 1700 0
BAXTER INTL INC COM 71813109 133 2600 SH SOLE 2600 0
BECTON DICKINSON & CO COM 75887109 61 900 SH SOLE 900 0
BED BATH & BEYOND INC COM 75896100 2 75 SH SOLE 75 0
BERKSHIRE HATHAWAY INC D EL CL B 84670207 48 17 SH DEFINED 17 0
BEST BUY INC COM 86516101 9 225 SH SOLE 225 0
BOEING CO COM 97023105 82 2300 SH SOLE 2300 0
BOEING CO COM 97023105 18 500 SH DEFINED 500 0
BRISTOL MYERS SQUIBB CO COM 110122108 269 12280 SH SOLE 12280 0
BRISTOL MYERS SQUIBB CO COM 110122108 18 800 SH DEFINED 800 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 18 300 SH SOLE 300 0
CVS CAREMARK/CORP COM 126650100 181 6600 SH SOLE 6600 0
CAMECO CORP COM 13321L108 421 24505 SH SOLE 23955 0 550
CAMECO CORP COM 13321L108 27 1600 SH DEFINED 1600 0
CAPITALSOURCE INC 14055X102 0 300 SH DEFINED 300 0
CARDIONET INC COM 14159L103 605 21564 SH SOLE 21014 0 550
CARDIONET INC COM 14159L103 34 1200 SH DEFINED 1200 0
CATERPILLAR INC DEL COM 149123101 63 2250 SH SOLE 2250 0
CHESAPEAKE ENERGY CORP COM 165167107 41 2400 SH SOLE 2400 0
CHEVRON CORP COM 166764100 478 7109 SH SOLE 7109 0
CHEVRON CORP COM 166764100 22 320 SH DEFINED 320 0
CHUBB CORP COM 171232101 144 3400 SH SOLE 3400 0
CIENA CORP COM NEW 171779309 11 1429 SH SOLE 1429 0
CISCO SYS INC COM 17275R102 642 38265 SH SOLE 37840 0 425
CISCO SYS INC COM 17275R102 29 1700 SH DEFINED 1700 0
CITIGROUP INC COM 172967101 15 5925 SH SOLE 5925 0
CITIGROUP INC COM 172967101 1 300 SH DEFINED 300 0
COCA COLA CO COM 191216100 617 14038 SH SOLE 14038 0
COCA COLA CO COM 191216100 141 3215 SH DEFINED 3215 0
COLGATE PALMOLIVE CO COM 194162103 287 4875 SH SOLE 4875 0
COLGATE PALMOLIVE CO COM 194162103 116 1968 SH DEFINED 1968 0
COMCAST CORP 20030N101 54 3965 SH SOLE 3965 0
COMM BANCORP INC COM 200468106 37 1000 SH SOLE 1000 0
COMMUNITY BK SYS INC COM 203607106 5798 346122 SH SOLE 346122 0
COMMUNITY BK SYS INC COM 203607106 592 35320 SH DEFINED 35320 0
CONOCOPHILLIPS COM 20825C104 418 10678 SH SOLE 10678 0
CONOCOPHILLIPS COM 20825C104 25 645 SH DEFINED 645 0
CONSOLIDATED EDISON INC COM 209115104 127 3205 SH SOLE 3205 0
CONSTELLATION BRANDS INC CL A 21036P108 19 1600 SH SOLE 1600 0
CONSTELLATION BRANDS INC CL A 21036P108 34 2846 SH DEFINED 2846 0
CONSTELLATION ENERGY GRO UP ICOM 210371100 5 250 SH SOLE 250 0
CORNING INC COM 219350105 63 4756 SH SOLE 4756 0
CORNING INC COM 219350105 3 240 SH DEFINED 240 0
COVANCE INC COM 222816100 2 48 SH SOLE 48 0
DELL INC 24702R101 5 550 SH SOLE 550 0
DEUTSCHE BK AG LONDON BR H PS CR OI L DD ET 25154K882 3 1000 SH SOLE 1000 0
DISNEY WALT CO COM DISNEY 254687106 152 8364 SH SOLE 8364 0
DOMINION RES INC VA NEW COM 25746U109 33 1080 SH SOLE 1080 0
DOMINION RES INC VA NEW COM 25746U109 9 300 SH DEFINED 300 0
DOW CHEM CO COM 260543103 1 173 SH SOLE 173 0
DU PONT E I DE NEMOURS & CO COM 263534109 78 3495 SH SOLE 3495 0
DU PONT E I DE NEMOURS & CO COM 263534109 4 200 SH DEFINED 200 0
DUKE ENERGY CORP NEW COM 26441C105 43 3012 SH SOLE 3012 0
E M C CORP MASS COM 268648102 46 4000 SH SOLE 4000 0
EATON CORP COM 278058102 3 80 SH DEFINED 80 0
ECOLAB INC COM 278865100 22 646 SH SOLE 646 0
EL PASO CORP 28336L109 20 3250 SH SOLE 3250 0
ELAN PLC ADR 284131208 0 19 SH SOLE 19 0
EMERSON ELEC CO COM 291011104 357 12490 SH SOLE 12490 0
ENTERPRISE PRODS PARTNER S L COM 293792107 4 200 SH DEFINED 200 0
EXELON CORP COM 30161N101 9 200 SH SOLE 200 0
EXELON CORP COM 30161N101 36 800 SH DEFINED 800 0
EXXON MOBIL CORP COM 30231G102 2312 33954 SH SOLE 33954 0
EXXON MOBIL CORP COM 30231G102 186 2730 SH DEFINED 2730 0
FPL GROUP INC COM 302571104 53 1050 SH SOLE 1050 0
FAIRPOINT COMMUNICATIONS INCCOM 305560104 0 15 SH SOLE 15 0
FAIRPOINT COMMUNICATIONS INCCOM 305560104 0 11 SH DEFINED 11 0
FEDERAL NATL MTG ASSN COM 313586109 0 202 SH SOLE 202 0
FIRST NIAGARA FINL GP IN C COM 33582V108 4 400 SH SOLE 400 0
FIRST TRUST FIDAC MTG IN CM FCOM SHS 33734E103 5 306 SH SOLE 306 0
FIVE STAR QUALITY CARE I NC COM 33832D106 0 4 SH SOLE 4 0
FORD MTR CO DEL COM PAR $0.01 345370860 5 2000 SH SOLE 2000 0
FORD MTR CO DEL COM PAR $0.01 345370860 7 2805 SH DEFINED 2805 0
FORTUNE BRANDS INC COM 349631101 6 250 SH SOLE 250 0
GENERAL DYNAMICS CORP COM 369550108 8 200 SH SOLE 200 0
GENERAL ELEC CO COM 369604103 2422 239578 SH SOLE 239096 0 482
GENERAL ELEC CO COM 369604103 115 11401 SH DEFINED 10201 0 1200
GENERAL MLS INC COM 370334104 143 2875 SH SOLE 2875 0
GENERAL MLS INC COM 370334104 48 960 SH DEFINED 960 0
GENERAL MTRS CORP COM 370442105 4 2000 SH SOLE 2000 0
GENUINE PARTS CO COM 372460105 13 450 SH SOLE 450 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 113 3641 SH SOLE 3641 0
GOLDMAN SACHS GROUP INC COM 38141G104 27 250 SH SOLE 250 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 30 2000 SH SOLE 2000 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 11 1400 SH DEFINED 1400 0
HEINZ H J CO COM 423074103 144 4350 SH SOLE 4350 0
HEINZ H J CO COM 423074103 10 300 SH DEFINED 0 0 300
HEWLETT PACKARD CO COM 428236103 229 7150 SH SOLE 7150 0
HEWLETT PACKARD CO COM 428236103 12 360 SH DEFINED 360 0
HOME DEPOT INC COM 437076102 109 4610 SH SOLE 4610 0
HONEYWELL INTL INC COM 438516106 123 4424 SH SOLE 4424 0
ITT CORP NEW COM 450911102 54 1400 SH DEFINED 1400 0
ILLINOIS TOOL WKS INC COM 452308109 313 10164 SH SOLE 10164 0
INTEL CORP COM 458140100 316 21025 SH SOLE 21025 0
INTEL CORP COM 458140100 138 9200 SH DEFINED 9200 0
INTEGRYS ENERGY GROUP IN C COM 45822P105 25 950 SH DEFINED 950 0
INTL BUSINESS MACH COM 459200101 480 4956 SH SOLE 4956 0
INTL BUSINESS MACH COM 459200101 142 1467 SH DEFINED 1467 0
INTERNATIONAL GAME TECHN OLOGCOM 459902102 2 225 SH SOLE 225 0
ISHARES SILVER TRUST ISHARES 46428Q109 10 750 SH SOLE 750 0
ISHARES INC MSCI AUSTRALIA 464286103 26 1950 SH SOLE 1950 0
ISHARES INC MSCI CDA INDEX 464286509 1395 84830 SH SOLE 84380 0 450
ISHARES INC MSCI CDA INDEX 464286509 57 3450 SH DEFINED 3450 0
ISHARES INC MSCI PAC J IDX 464286665 18 750 SH SOLE 750 0
ISHARES INC MSCI PAC J IDX 464286665 4 150 SH DEFINED 150 0
ISHARES TR DJ SEL DIV INX 464287168 13 400 SH SOLE 400 0
I SHARES BARCLAYS TIPS B OND FUND 464287176 247 2400 SH SOLE 1700 0 700
ISHARES TR FTSE XNHUA IDX 464287184 60 2100 SH SOLE 2100 0
I SHARES TR S&P 500 INDE X FD 464287200 4 50 SH SOLE 0 0 50
I SHARES MSCI EMERGING M KTS INDEX FUND 464287234 947 38183 SH SOLE 38183 0
I SHARES MSCI EMERGING M KTS INDEX FUND 464287234 56 2250 SH DEFINED 2250 0
ISHARES TR IBOXX INV CPBD 464287242 1755 18645 SH SOLE 17195 0 1450
ISHARES TR IBOXX INV CPBD 464287242 320 3400 SH DEFINED 3400 0
ISHARES TR S&P GBL HLTCR 464287325 1373 34480 SH SOLE 33605 0 875
ISHARES TR S&P GBL HLTCR 464287325 58 1450 SH DEFINED 1450 0
ISHARES TR S&P LTN AM 40 464287390 3 100 SH DEFINED 100 0
I SHARES MSCI EAFE 464287465 6702 178280 SH SOLE 178105 0 175
I SHARES MSCI EAFE 464287465 265 7045 SH DEFINED 7045 0
ISHARES TR RUSSELL MCP VL 464287473 18 750 SH SOLE 750 0
ISHARES TR RUSSELL MCP VL 464287481 23 750 SH SOLE 750 0
S&P NORTH AMERICAN TECH SOFTWARE 464287515 2 75 SH DEFINED 75 0
I SHARES RUSSELL 1000 VA LUE 464287598 7178 176150 SH SOLE 172850 0 3300
I SHARES RUSSELL 1000 VA LUE 464287598 261 6400 SH DEFINED 6400 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 8268 235755 SH SOLE 232055 0 3700
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 338 9650 SH DEFINED 9650 0
ISHARES TR RUSL 2000 VALUE 464287630 71 1805 SH SOLE 1805 0
ISHARES TR RUSL 2000 GROW 464287648 2 50 SH SOLE 50 0
ISHARES TR DJ US ENERGY 464287796 3 100 SH DEFINED 100 0
ISHARES TR S&P SMLCAP 600 464287804 4403 121015 SH SOLE 119415 0 1600
ISHARES TR S&P SMLCAP 600 464287804 176 4835 SH DEFINED 4835 0
ISHARES TR S&P EURO PLUS 464287861 59 2325 SH SOLE 2325 0
ISHARES TR S&P GTFIDX ETF 464288174 679 30275 SH SOLE 29675 0 600
ISHARES TR S&P GTFIDX ETF 464288174 40 1800 SH DEFINED 1800 0
ISHARES TR S&P GLO INFRAS 464288372 31 1275 SH SOLE 1175 0 100
ISHARES TR S&P GLO INFRAS 464288372 29 1200 SH DEFINED 1200 0
ISHARES TR BARCLYS MBS BD 464288588 1059 10000 SH SOLE 10000 0
ISHARES TR US PFD STK IDX 464288687 651 28575 SH SOLE 27000 0 1575
ISHARES TR US PFD STK IDX 464288687 30 1325 SH DEFINED 1325 0
ISHARES TR DJ MED DEVICES 464288810 4 100 SH DEFINED 100 0
JDS UNIPHASE CORP COM PAR $0.01 46612J507 8 2500 SH SOLE 2500 0
JP MORGAN CHASE & CO COM 46625H100 328 12351 SH SOLE 12351 0
JP MORGAN CHASE & CO COM 46625H100 21 773 SH DEFINED 773 0
JOHNSON & JOHNSON COM 478160104 652 12395 SH SOLE 12395 0
JOHNSON & JOHNSON COM 478160104 124 2360 SH DEFINED 2360 0
KELLOGG CO COM 487836108 18 500 SH SOLE 500 0
KEYCORP NEW COM 493267108 52 6577 SH SOLE 6577 0
KINDER MORGAN ENERGY PAR TNERUT LTD PARTNER 494550106 7 150 SH DEFINED 150 0
KRAFT FOODS INC CL A 50075N104 461 20675 SH SOLE 20325 0 350
KRAFT FOODS INC CL A 50075N104 36 1614 SH DEFINED 1614 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 8 125 SH DEFINED 125 0
LAZARD WORLD DIVID & INC OME COM 521076109 11 1660 SH DEFINED 1660 0
LILLY ELI & CO COM 532457108 95 2850 SH SOLE 2850 0
LINCOLN NATL CORP IND COM 534187109 27 4091 SH SOLE 4091 0
LOCKHEED MARTIN CORP COM 539830109 86 1250 SH SOLE 1250 0
LOWES COS INC COM 548661107 79 4330 SH SOLE 4330 0
M & T BK CORP COM 55261F104 422 9330 SH SOLE 9130 0 200
M & T BK CORP COM 55261F104 23 500 SH DEFINED 500 0
MANULIFE FINL CORP COM 56501R106 40 3572 SH SOLE 3572 0
MARATHON OIL CORP 565849106 9 360 SH SOLE 360 0
MARRIOTT INTL INC NEW CL A 571903202 5 300 SH SOLE 300 0
MASCO CORP COM 574599106 3 500 SH SOLE 500 0
MCDONALDS CORP COM 580135101 63 1150 SH SOLE 1150 0
MEDCO HEALTH SOLUTIONS I NC 58405U102 8 200 SH SOLE 200 0
MEDTRONIC INC COM 585055106 210 7125 SH SOLE 7125 0
MEDTRONIC INC COM 585055106 72 2460 SH DEFINED 2460 0
MERCK & CO INC COM 589331107 237 8850 SH SOLE 8850 0
MERCK & CO INC COM 589331107 172 6425 SH DEFINED 6425 0
MICROSOFT CORP COM 594918104 636 34630 SH SOLE 34630 0
MICROSOFT CORP COM 594918104 116 6300 SH DEFINED 6300 0
MIDCAP SPDR TR UNIT SER 1 595635103 6262 70680 SH SOLE 69380 0 1300
MIDCAP SPDR TR UNIT SER 1 595635103 138 1555 SH DEFINED 1555 0
MOTOROLA INC COM 620076109 14 3300 SH SOLE 3300 0
MYLAN LABS INC COM 628530107 3 225 SH SOLE 225 0
NCR CORP NEW COM 62886E108 1 86 SH SOLE 86 0
NMT MED INC COM 629294109 61 75650 SH SOLE 73950 0 1700
NMT MED INC COM 629294109 3 3925 SH DEFINED 3925 0
NATIONAL FUEL GAS CO N J COM 636180101 54 1760 SH DEFINED 1760 0
NATIONAL GRID PLC SPON ADR NEW 636274300 34 877 SH SOLE 877 0
NEW YORK CMNTY BANCORP I NC COM 649445103 5 475 SH DEFINED 475 0
NOKIA CORP SPONSORED ADR 654902204 105 9000 SH SOLE 9000 0
NOKIA CORP SPONSORED ADR 654902204 3 250 SH DEFINED 250 0
NORFOLK SOUTHERN CORP COM 655844108 55 1632 SH SOLE 1632 0
NUVEEN INVT QUALITY MUN FD ICOM 67062E103 8 666 SOLE 666 0
NUVEEN PREFERRED AND CONVERTIBLE INCOME 67073B106 4 1000 SH SOLE 1000 0
OGE ENERGY CORP COM 670837103 14 600 SH DEFINED 600 0
OCCIDENTAL PETE CORP DEL COM 674599105 39 700 SH SOLE 700 0
OMNICOM GROUP INC COM 681919106 19 830 SH SOLE 830 0
ORACLE CORP COM 68389X105 81 4480 SH SOLE 4480 0
PPG INDS INC COM 693506107 79 2150 SH SOLE 2150 0
PPL CORP COM 69351T106 239 8330 SH SOLE 8330 0
PAYCHEX INC COM 704326107 38 1500 SH SOLE 1500 0
PAYCHEX INC COM 704326107 8 312 SH DEFINED 312 0
PENNEY J C INC COM 708160106 20 1000 SH SOLE 1000 0
PEPSICO INC COM 713448108 616 11960 SH SOLE 11960 0
PEPSICO INC COM 713448108 134 2600 SH DEFINED 2600 0
PFIZER INC COM 717081103 120 8780 SH SOLE 8780 0
PFIZER INC COM 717081103 49 3600 SH DEFINED 3600 0
PHILIP MORRIS INTL INC COM 718172109 43 1200 SH DEFINED 1200 0
PINNACLE WEST CPTLCORP 723484101 145 5475 SH SOLE 5475 0
PLUM CREEK TIMBER CO INC COM 729251108 8 274 SH DEFINED 274 0
POWERSHARES DB CMDTY IDX TRAUNIT BEN INT 73935S105 927 46325 SH SOLE 46325 0
POWERSHARES DB CMDTY IDX TRAUNIT BEN INT 73935S105 38 1875 SH DEFINED 1875 0
POWERSHARES ETF TRUST GOLDEN DRG USX 73935X401 4 250 SH DEFINED 250 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 890 74575 SH SOLE 73100 0 1475
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 37 3125 SH DEFINED 3125 0
POWERSHARES ETF TRUST FTSE RAFSE RAFI 1000 73935X583 25 840 SH SOLE 840 0
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 4 400 SH SOLE 400 0
POWERSHARES ETF TRUST II MENA FRNTR ETF 73936Q603 4 400 SH SOLE 400 0
PRAXAIR INC COM 74005P104 7 108 SH SOLE 108 0
PROCTER & GAMBLE CO COM 742718109 730 15504 SH SOLE 15504 0
PROGRESS ENERGY INC COM 743263105 63 1748 SH SOLE 1748 0
PROGRESS ENERGY INC COM 743263105 4 100 SH DEFINED 100 0
PROGRESSIVE CORP OHIO COM 743315103 40 3000 SH SOLE 3000 0
PRUDENTIAL FINL INC COM 744320102 1 58 SH SOLE 58 0
QUALCOMM INC COM 747525103 173 4460 SH SOLE 4460 0
QUEST DIAGNOSTICS INC COM 74834L100 5 99 SH SOLE 99 0
RAYTHEON CO COM NEW 755111507 39 1000 SH SOLE 1000 0
REGIONS FINANCIAL CORP N EW COM 7591EP100 5 1178 SH DEFINED 1178 0
ROCKWELL COLLINS INC 774341101 119 3650 SH SOLE 3650 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 353 7960 SH SOLE 7960 0
SPDR TR UNIT SER 1 78462F103 2494 31369 SH SOLE 31369 0
SPDR GOLD TRUST GOLD SHS 78463V107 2148 23790 SH SOLE 22605 0 1185
SPDR GOLD TRUST GOLD SHS 78463V107 89 985 SH DEFINED 985 0
SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 1258 37935 SH SOLE 36985 0 950
SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 50 1500 SH DEFINED 1500 0
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 1496 50835 SH SOLE 50085 0 750
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 66 2250 SH DEFINED 2250 0
SPDR SERIES TRUST S&P METALS MNG 78464A755 3 100 SH DEFINED 100 0
SPDR SERIES TRUST S&P HOME BUILD 78464A888 2 200 SH DEFINED 200 0
SANOFI AVENTIS SPONSORED ADR 80105N105 23 810 SH SOLE 810 0
SCHERING PLOUGH CORP COM 806605101 91 3850 SH SOLE 3850 0
SCHERING PLOUGH CORP COM 806605101 47 2000 SH DEFINED 2000 0
SCHLUMBERGER LTD 806857108 500 12300 SH SOLE 12300 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3 130 SH DEFINED 130 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1348 68635 SH SOLE 67235 0 1400
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 69 3500 SH DEFINED 3500 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 5 550 SH SOLE 550 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2 135 SH DEFINED 135 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 1552 99375 SH SOLE 99375 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 111 7100 SH DEFINED 7100 0
SOUTHERN CO COM 842587107 115 3750 SH SOLE 3750 0
SOUTHERN CO COM 842587107 55 1795 SH DEFINED 1795 0
SPECTRA ENERGY CORP COM 847560109 2 156 SH SOLE 156 0
STAPLES INCORPORATED 855030102 18 1000 SH SOLE 1000 0
STRYKER CORP COM 863667101 4 110 SH SOLE 110 0
STRYKER CORP COM 863667101 4 110 SH DEFINED 110 0
SYMANTEC CORP COM 871503108 37 2455 SH SOLE 2455 0
SYSCO CORP COM 871829107 59 2575 SH SOLE 2575 0
TARGET CORP COM 87612E106 162 4700 SH SOLE 4700 0
TENARIS S A SPONSORED ADR 88031M109 20 1000 SH SOLE 1000 0
TERADATA CORP DEL COM 88076W103 1 86 SH SOLE 86 0
TEXAS INSTRS INC COM 882508104 37 2245 SH SOLE 2245 0
3M CO COM 88579Y101 80 1600 SH SOLE 1600 0
3M CO COM 88579Y101 20 400 SH DEFINED 400 0
TOMPKINS TRUST CO INC COM 890110109 131 3037 SH SOLE 3037 0
TRANS1 INC COM 89385X105 481 78950 SH SOLE 76900 0 2050
TRANS1 INC COM 89385X105 23 3775 SH DEFINED 3775 0
TRUSTCO BK CORP N Y COM 898349105 5 842 SH DEFINED 842 0
TUFCO TECHNOLOGIES INC COM 899040109 2 500 SH SOLE 500 0
UNION PAC CORP COM 907818108 168 4080 SH SOLE 4080 0
UNITED PARCEL SERVICE IN C CL B 911312106 62 1260 SH SOLE 1260 0
UNITED TECHNOLOGIES CORP COM 913017109 164 3825 SH SOLE 3825 0
VALERO ENERGY CORP NEW COM 91913Y100 2 100 SH SOLE 100 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 243 3150 SH SOLE 3150 0
VANGUARD INTL EQUITY IND EX FEMR MKT ETF 922042858 1860 78995 SH SOLE 78870 0 125
VANGUARD INTL EQUITY IND EX FEMR MKT ETF 922042858 59 2525 SH DEFINED 2525 0
VANGUARD INDEX FDS REIT ETF 922908553 5 200 SH SOLE 200 0
VANGUARD INDEX FDS MID CAP ETF 922908629 143 3625 SH SOLE 3425 0 200
VANGUARD INDEX FDS MID CAP ETF 922908629 135 3425 SH DEFINED 3425 0
VERIZON COMMUNICATIONS COM 92343V104 475 15744 SH SOLE 15744 0
VERIZON COMMUNICATIONS COM 92343V104 36 1206 SH DEFINED 1206 0
VISA INC COM CL A 92826C839 8 150 SH SOLE 150 0
VODAFONE GROUP PLC NEW SPONS ADR A NEW 92857W209 11 656 SH DEFINED 656 0
WAL MART STORES INC COM 931142103 659 12656 SH SOLE 12656 0
WAL MART STORES INC COM 931142103 5 100 SH DEFINED 100 0
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