Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): February 6, 2002

                            AMERICAN EXPRESS COMPANY
             (Exact name of registrant as specified in its charter)


          New York                      1-7657                 13-4922250
------------------------------ ------------------------    -------------------
(State or other jurisdiction   (Commission File Number)     (I.R.S. Employer
     of incorporation or                                   Identification No.)

       200 Vesey Street, World Financial Center
                  New York, New York                       10285
       ----------------------------------------          ----------
       (Address of principal executive offices)          (Zip Code)

      Registrant's telephone number, including area code: (212) 640-2000

         (Former name or former address, if changed since last report)


Item 9. Regulation FD Disclosure.

On February 6, 2002, Kenneth I. Chenault, Chairman and Chief Executive Officer
of the Company, and Edward P. Gilligan, Group President, Global Corporate
Services, delivered presentations to the financial analyst community.
Information contained in such presentations is furnished herein on Exhibit


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                       AMERICAN EXPRESS COMPANY

                                        By /s/  Stephen P. Norman
                                         Name:  Stephen P. Norman
                                         Title: Secretary

DATE:   February 6, 2002

                                  EXHIBIT INDEX

Item No.                          Description
---------                         -----------
99.1         Information from presentations by Kenneth I. Chenault and
             Edward P. Gilligan on February 6, 2002 to the financial community.