FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person *   Clements Robert M 2. Date of Event Requiring Statement (Month/Day/Year) 05/02/2012 3. Issuer Name and Ticker or Trading Symbol EverBank Financial Corp [EVER] (Last) (First) (Middle) C/O EVERBANK FINANCIAL CORP, 501 RIVERSIDE AVENUE 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Chairman of the Board and CEO 5. If Amendment, Date Original Filed(Month/Day/Year) (Street) JACKSONVILLE, FL 32202 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock, par value $0.01 per share 2,182,552 D   Common Stock, par value $0.01 per share 917,583 (1) (2) I By wife, Ann H. Clements Common Stock, par value $0.01 per share 252,559 (2) I By wife, Ann H. Clements, as Trustee of the Robert M. Clements 2010 Grantor Retained Annuity Trust Common Stock, par value $0.01 per share 197,505 (2) I By wife, Ann H. Clements, as Trustee of the Robert M. Clements Children?s Trust Common Stock, par value $0.01 per share 98,327 I As custodian on behalf of his four children

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock Option (right to buy)	02/01/2005	02/01/2015	Common Stock, par value $0.01 per share	56,250	$ 5.33	D	Â
Common Stock Option (right to buy)	02/01/2006	02/01/2015	Common Stock, par value $0.01 per share	56,250	$ 5.33	D	Â
Common Stock Option (right to buy)	02/01/2007	02/01/2015	Common Stock, par value $0.01 per share	56,250	$ 5.33	D	Â
Common Stock Option (right to buy)	02/01/2008	02/01/2015	Common Stock, par value $0.01 per share	56,250	$ 5.33	D	Â
Common Stock Option (right to buy)	07/21/2009	07/20/2018	Common Stock, par value $0.01 per share	375,000	$ 8.55	D	Â
Common Stock Option (right to buy)	07/21/2010	07/20/2018	Common Stock, par value $0.01 per share	25,005	$ 8.55	D	Â
Common Stock Option (right to buy)	07/21/2010	07/20/2018	Common Stock, par value $0.01 per share	124,995	$ 10.55	D	Â
Common Stock Option (right to buy)	07/21/2011	07/20/2018	Common Stock, par value $0.01 per share	291,660	$ 13.21	D	Â
Common Stock Option (right to buy)	07/21/2011	07/20/2018	Common Stock, par value $0.01 per share	83,340	$ 13.21	D	Â
Common Stock Option (right to buy)	07/21/2012	07/20/2018	Common Stock, par value $0.01 per share	333,330	$ 13.21	D	Â
Common Stock Option (right to buy)	02/27/2015	02/27/2022	Common Stock, par value $0.01 per share	126,459	$ 13.83	D	Â
Common Stock Option (right to buy)	07/21/2012	07/20/2018	Common Stock, par value $0.01 per share	41,670	$ 15.88	D	Â
Common Stock Option (right to buy)	07/21/2013	07/20/2018	Common Stock, par value $0.01 per share	375,000	$ 15.88	D	Â

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Clements Robert M C/O EVERBANK FINANCIAL CORP 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202	  X	Â	  Chairman of the Board and CEO	Â

Signatures

/s/ Jean Marc Corredor as Attorney-in-Fact for Robert M. Clements		05/02/2012
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Includes 120,888 shares held by the reporting person's wife, Ann H. Clements, as custodian on behalf of three children.
(2)	The reporting person does not have any voting or dispositive power over and disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 or for any other purpose.

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