Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934


      Date of Report (Date of earliest event reported): September 17, 2001


                            AMERICAN EXPRESS COMPANY
             (Exact name of registrant as specified in its charter)

          New York                      1-7657                  13-4922250
(State or other jurisdiction    (Commission File Number)    (I.R.S. Employer
of incorporation or                                         Identification No.)

        200 Vesey Street, World Financial Center
           New York, New York                              10285
(Address of principal executive offices)                (Zip Code)

       Registrant's telephone number, including area code: (212) 640-2000
                        ---------------------- ----------
         (Former name or former address, if changed since last report)


Item 5. Other Information

On September 17, 2001, the registrant issued a press release announcing that
it expects third quarter earnings to be negatively affected by recent terrorist
attacks. Such press release is filed herein as Exhibit 99.1.


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                        AMERICAN EXPRESS COMPANY

                                        By  /s/ Stephen P. Norman
                                             Name: Stephen P. Norman
                                             Title: Secretary

DATE: September 17, 2001

                                 EXHIBIT INDEX

Item No.                                     Description
-------                                      -----------

99.1                                         Press release of American Express
                                             Company dated September 17, 2001