Issuer Free Writing Prospectus 
Filed pursuant to Rule 433 
Registration No. 333-207239






2.500% NOTES DUE AUGUST 1, 2022




Terms and Conditions






American Express Company




Expected Ratings(1):


A3/BBB+/A (Stable/Stable/Negative) (Moody’s/S&P/Fitch)






Senior unsecured




Trade Date:


July 27, 2017




Settlement Date:


August 1, 2017 (T+3 days)




Maturity Date:


August 1, 2022




Par Amount:






Benchmark Treasury:


1.750% due June 30, 2022




Benchmark Treasury Price and Yield:


99-19; 1.837%




Re-offer Spread to Benchmark:


+68 bps




Re-offer Yield:












Public Offering Price:






Underwriters’ Commission:






Net Proceeds to American Express:


$1,842,063,500 (before expenses)




Interest Payment Dates:


The 1st of each February and August, beginning
February 1, 2018




Day Count:


30 / 360






American Express Company may redeem the notes, in whole or in part, on or after the date that is 31 days prior to the Maturity Date at a redemption price equal to the principal amount of the notes being redeemed, together with any accrued and unpaid interest thereon to





the date fixed for redemption. The notes may be redeemed prior to the date that is 31 days prior to the maturity date if certain events occur involving United States taxation






The notes will not be listed on any exchange




Minimum Denominations/Multiples:


Minimum denominations of $2,000 and integral multiples of $1,000 in excess thereof
















Joint Book-Running Managers:


Barclays Capital Inc.



Citigroup Global Markets Inc.



HSBC Securities (USA) Inc.



Merrill Lynch, Pierce, Fenner & Smith Incorporated






BMO Capital Markets Corp.



Lloyds Securities Inc.



MUFG Securities Americas Inc.



RBS Securities Inc.



TD Securities (USA) LLC




Junior Co-Managers:


The Williams Capital Group, L.P.



Westpac Banking Corporation


(1) An explanation of the significance of ratings may be obtained from the rating agencies. Generally, rating agencies base their ratings on such material and information, and such of their own investigations, studies and assumptions, as they deem appropriate. The rating of the notes should be evaluated independently from similar ratings of other securities. A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revision, suspension, reduction or withdrawal at any time by the assigning rating agency.


The issuer has filed a registration statement (including a base prospectus dated October 2, 2015) and a preliminary prospectus supplement, dated July 27, 2017, with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement, the preliminary prospectus supplement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering.  You may get these documents for free by visiting EDGAR on the SEC Web site at  Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling Barclays Capital Inc. at 1-888-603-5847, Citigroup Global Markets Inc. at 1-800-831-9146 or by email at, HSBC Securities (USA) Inc. at 1-866-811-8049, or Merrill Lynch, Pierce, Fenner & Smith Incorporated at 1-800-294-1322 or by email