phh8k.htm
UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
___________
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of
1934
Date
of Report (Date of earliest event reported): November 8,
2007
____________
PHH
CORPORATION
(Exact
name of registrant as specified in its charter)
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MARYLAND
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1-7797
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52-0551284
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(State
or other jurisdiction
of
incorporation)
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(Commission
File Number)
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(IRS
Employer
Identification
No.)
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3000
Leadenhall Road
Mt.
Laurel, New Jersey 08054
(Address
of principal executive offices, including zip code)
(856)
917-1744
(Registrant’s
telephone number, including area code)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
Written
communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act
(17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act
(17 CFR 240.13e-4(c))
Item
2.02. Results of Operations and Financial
Condition.
On
November 8, 2007, PHH Corporation (“PHH”, “Company”, “we” or “our”) announced
its financial results for the quarter and nine months ended September
30, 2007. A copy of the press release is attached to this Report as
Exhibit 99.1 and is incorporated herein by reference.
The
information disclosed in this report, including Exhibit 99.1 hereto, is
being furnished and shall not be deemed "filed" for purposes of Section 18
of
the Securities Exchange Act of 1934, as amended, nor shall it be incorporated
by
reference into any registration statement or other document pursuant to the
Securities Act of 1933, as amended, except as expressly set forth in such
filing.
Item
9.01. Financial Statements and Exhibits.
(d) Exhibits
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* Exhibit
99.1 hereto is being furnished and shall not be deemed "filed" for
purposes of Section 18 of the Securities Exchange Act of 1934, as
amended,
nor shall it be incorporated by reference into any registration statement
or other document pursuant to the Securities Act of 1933, as amended,
except as expressly set forth in such
filing.
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Forward-Looking
Statements
This
Form
8-K contains forward-looking statements within the meaning of Section 27A of
the
Securities Act of 1933, as amended, and Section 21E of the Securities Exchange
Act of 1934, as amended. These statements are subject to known and unknown
risks, uncertainties and other factors which may cause our actual results,
performance or achievements to be materially different from any future results,
performance or achievements expressed or implied by such forward-looking
statements. You should understand that these statements are not guarantees
of
performance or results and are preliminary in nature. Statements preceded by,
followed by or that otherwise include the words “believes”, “expects”,
“anticipates”, “intends”, “projects”, “estimates”, “plans”, “may increase”, “may
result”, “will result”, “may fluctuate” and similar expressions or future or
conditional verbs such as “will”, “should”, “would”, “may” and “could” are
generally forward-looking in nature and not historical facts.
You
should consider the areas of risk described under the heading “Cautionary Note
Regarding Forward-Looking Statements” in our periodic reports under the
Securities Exchange Act of 1934, as amended, and those risk factors included
as
“Item 1A. Risk Factors” in our Annual Report on Form 10-K for the year ended
December 31, 2006 and Quarterly Report on Form 10-Q for the quarter ended June
30, 2007, in connection with any forward-looking statements that may be made
by
us and our businesses generally. Except for our ongoing obligations to disclose
material information under the federal securities laws, we undertake no
obligation to release publicly any updates or revisions to any forward-looking
statements, to report events or to report the occurrence of unanticipated events
unless required by law.
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
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PHH
CORPORATION
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By: /s/
Clair M. Raubenstine
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Name:
Clair
M. Raubenstine
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Title:
Executive
Vice President and Chief Financial Officer
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Dated:
November 8, 2007
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