SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of Earliest Event Reported): February 19, 2003
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EVANS BANCORP, INC.
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New York 0-18539 16-1332767
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(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification Number)
14-16 North Main Street, Angola, New York 14006
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (716) 549-1000
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ITEM 5. OTHER EVENTS
Evans Bancorp, Inc. is filing herewith a press release issued on
February 19, 2003 which is included herein. This press release was
issued to announce a semi-annual dividend, approved by the Board of
Directors, to be paid on the Company's common outstanding stock.
ITEM 7. FINANCIAL STATEMENT AND EXHIBITS
The following exhibit is included herein:
99.1 February 19, 2003 Press Release
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
EVANS BANCORP, INC.
By: /s/ James Tilley
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James Tilley, President
February 19, 2003