UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 2, 2008
PHH CORPORATION
(Exact name of registrant as specified in its charter)
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| MARYLAND
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1-7797
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52-0551284 |
| (State or other jurisdiction
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(Commission File Number)
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(IRS Employer |
| of incorporation)
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Identification No.) |
3000 Leadenhall Road
Mt. Laurel, New Jersey 08054
(Address of principal executive offices, including zip code)
(856) 917-1744
(Registrant’s telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy
the filing obligation of the registrant under any of the following provisions:
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
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TABLE OF CONTENTS
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| Item 7.01. |
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Regulation FD Disclosure. |
On December 2, 2008 PHH Corporation (“PHH”, the “Company”, “we” or “us”) made a presentation
to investors at the Friedman, Billings, Ramsey & Co. Fall Investor Conference at the Grand Hyatt
Hotel in New York City. A copy of the slide presentation that accompanied the presentation to such
investors was made available on the Investor Relations page of PHH’s website at www.phh.com
prior to the presentation and is furnished as Exhibit 99.1 to this Current Report on Form 8-K (this
“Form 8-K”).
The information disclosed in this report, including Exhibit 99.1 hereto, is being furnished
and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934,
as amended, (the “Exchange Act”) nor shall it be incorporated by reference into any registration
statement or other document pursuant to the Securities Act of 1933, as amended, (the “Securities
Act”) except as expressly set forth in such filing.
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| Item 9.01. |
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Financial Statements and Exhibits. |
(d) Exhibits
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99.1 |
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Presentation Materials.* |
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Exhibit 99.1 hereto is being furnished and shall not be deemed “filed” for purposes of
Section 18 of the Exchange Act, nor shall the exhibits be incorporated by reference into any
registration statement or other document pursuant to the Securities Act, except as expressly
set forth in such filing. |
Forward-Looking Statements
The exhibits to this Form 8-K contain forward-looking statements within the meaning of Section
27A of the Securities Act, and Section 21E of the Exchange Act. These statements are subject to
known and unknown risks, uncertainties and other factors which may cause our actual results,
performance or achievements to be materially different from any future results, performance or
achievements expressed or implied by such forward-looking statements. You should understand that
these statements are not guarantees of performance or results and are preliminary in nature.
Statements preceded by, followed by or that otherwise include the words “believes”, “expects”,
“anticipates”, “intends”, “projects”, “estimates”, “plans”, “may increase”, “may result”, “will
result”, “may fluctuate” and similar expressions or future or conditional verbs such as “will”,
“should”, “would”, “may” and “could” are generally forward-looking in nature and not historical
facts.
You should consider the areas of risk described under the heading “Cautionary Note Regarding
Forward-Looking Statements” and “Risk Factors” in our periodic reports filed with the SEC under the
Exchange Act and those risk factors included as “Item 1A. Risk Factors” in our Annual Report on
Form 10-K for the year ended December 31, 2007 and our Quarterly Report on Form 10-Q for the
quarters ended March 31, 2008, June 30, 2008 and September 30, 2008 in connection with any
forward-looking statements that may be made by us and our businesses generally. Except for our
ongoing obligations to disclose material information under the federal securities laws, we
undertake no obligation to release publicly any updates or revisions to any forward-looking
statements, to report events or to report the occurrence of unanticipated events unless required by
law.