UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 10, 2008
PHH CORPORATION
(Exact name of registrant as specified in its charter)
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| MARYLAND
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1-7797
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52-0551284 |
| (State or other jurisdiction
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(Commission File Number)
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(IRS Employer |
| of incorporation)
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Identification No.) |
3000 Leadenhall Road
Mt. Laurel, New Jersey 08054
(Address of principal executive offices, including zip code)
(856) 917-1744
(Registrant’s telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the
filing obligation of the registrant under any of the following provisions:
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item 2.02. Results of Operations and Financial Conditions.
On November 10, 2008, PHH Corporation (“PHH”, “we” or “our”) announced its financial results
for the three and nine months ended September 30, 2008. A copy of the press release is attached to
this Current Report on Form 8-K (the “Form 8-K”) as Exhibit 99.1 and is incorporated herein by
reference.
The information disclosed under this Item 2.02 in this Form 8-K, including Exhibit 99.1 hereto, is
being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities
Exchange Act of 1934, as amended (the “Exchange Act”), nor shall it be incorporated by reference
into any registration statement or other document pursuant to the Securities Act of 1933, as
amended (the “Securities Act”), except as expressly set forth in such filing.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits
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99.1
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Press release, dated November 10, 2008.* |
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Exhibit 99.1 hereto is being furnished and shall not be deemed “filed” for purposes of
Section 18 of the Exchange Act, nor shall it be incorporated by reference into any
registration statement or other document pursuant to the Securities Act, except as expressly
set forth in such filing. |
Forward-Looking Statements
This Form 8-K and Exhibit 99.1 hereto contain forward-looking statements within the meaning of
Section 27A of the Securities Act and Section 21E of the Exchange Act. These statements are
subject to known and unknown risks, uncertainties and other factors which may cause our actual
results, performance or achievements to be materially different from any future results,
performance or achievements expressed or implied by such forward-looking statements. You should
understand that these statements are not guarantees of performance or results and are preliminary
in nature. Statements preceded by, followed by or that otherwise include the words “believes”,
“expects”, “anticipates”, “intends”, “projects”, “estimates”, “plans”, “may increase”, “may
result”, “will result”, “may fluctuate” and similar expressions or future or conditional verbs such
as “will”, “should”, “would”, “may” and “could” are generally forward-looking in nature and not
historical facts.
You should consider the areas of risk described under the heading “Cautionary Note Regarding
Forward-Looking Statements” in our periodic reports under the Exchange Act and those risk factors
included as “Item 1A. Risk Factors” in our Annual Report on Form 10-K for the year ended December
31, 2007 and in our Quarterly Reports on Form 10-Q for the three months ended March 31, 2008, the
three months ended June 30, 2008 and the three months ended September 30, 2008 in connection with
any forward-looking statements that may be made by us and our businesses generally. Except for our
ongoing obligations to disclose material information under the federal securities laws, we
undertake no obligation to release publicly any updates or revisions to any forward-looking
statements, to report events or to report the occurrence of unanticipated events unless required by
law.