Filed Pursuant to Rule 433
Registration Statement No. 333-117835
American Express Company
$1,000,000,000 5- & 10- Year Fixed Rate Notes
Final Terms and Conditions
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Issuer: |
American Express Company | |
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Ratings(1): |
A1 / A+ / A+ (Stable / Stable / Stable) | |
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Format: |
Senior Fixed Rate Notes | |
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Minimum Denomination: |
$2,000 x $1,000 | |
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Trade Date: |
September 8th, 2006 | |
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Settlement Date: |
September 12th, 2006 (T + 2) | |
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Maturity: |
September 12th, 2011 |
September 12th, 2016 |
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Par Amount: |
$400,000,000 |
$600,000,000 |
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Benchmark: |
UST 4.625% due 08/31/11 |
UST 4.875% due 08/15/16 |
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Benchmark Yield: |
4.703% |
4.767% |
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Re-offer Spread: |
T + 61 bps |
T + 80 bps |
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Yield to Maturity: |
5.313% |
5.567% |
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Coupon: |
5.250% |
5.500% |
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Public Offering Price: |
99.727% |
99.491% |
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Gross Spread: |
0.300% |
0.400% |
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Proceeds to Issuer: |
$397,708,000 |
$594,546,000 |
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Interest Payment Dates: |
Payable semi-annually on the 12th of each March & September |
Payable semi-annually on the 12th of each March & September |
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Initial Payment Date: |
March 12th, 2007 |
March 12th, 2007 |
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Day Count: |
30/360 |
30/360 |
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CUSIP: |
025816AV1 |
025816AW9 |
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ISIN: |
US025816AV12 |
US025816AW94 |
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Representatives: |
Credit Suisse Securities (USA) LLC Banc of America Securities LLC
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Other Underwriters: |
BNP PARIBAS Wachovia Securities Mitsubishi UFJ Securities International plc | |
(1) An explanation of the significance of ratings may be obtained from the rating agencies. Generally, rating agencies base their ratings on such material and information, and such of their own investigations, studies and assumptions, as they deem appropriate. The rating of the notes should be evaluated independently from similar ratings of other securities. A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revision, suspension, reduction or withdrawal at any time by the assigning rating agency.
The Issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (the "SEC") for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by searching the SEC online database (EDGAR®) at www.sec.gov. Alternatively, the Issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling Credit Suisse Securities (USA) LLC toll-free at I- 800-221-1037 or Banc of America Securities LLC at 1-800-294-1322.
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