Current Report
 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
 
FORM 8-K
 
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported) December 12, 2002
 
 
BANKRATE, INC.
(Exact name of registrant as specified in chapter)
 
Florida
  
0-25681
  
65-0423422
(State or other jurisdiction
  
(Commission
  
(IRS Employer
of Incorporation)
  
File Number)
  
Identification No.)
 
11811 U.S. Highway One, Suite 101
North Palm Beach, Florida    33408
                                                                   (zip code)
 
Registrant’s telephone number, including area code: (561) 630-2400
 

 
Item 7.    Financial Statements and Exhibits.
 
 
(a)
 
Financial statements of businesses acquired.
 
None.
 
 
(b)
 
Pro forma financial information.
 
None.
 
 
(c)
 
Exhibits.
 
   
99.1
   
Text of letter of Bankrate, Inc. dated December 5, 2002.
   
99.2
   
Text of press release of Bankrate, Inc. dated November 6, 2002.
 
Item 9.
 
On December 12, 2002, Bankrate, Inc. distributed a letter and press release to shareholders of record as of December 5, 2002.
 
The information in this report is furnished pursuant to Item 9 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities of that section, except if the Company specifically states that the information is to be considered “filed” under the Exchange Act or incorporates it by reference into a filing under the Exchange Act. This report will not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD.
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
       
BANKRATE, INC.
       
By:
  
  /s/     ROBERT J. DEFRANCO                                     
               
Robert J. DeFranco                                
Senior Vice President                                
Chief Financial Officer                                
 
Date:    December 12, 2002
 

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EXHIBIT INDEX
 
Exhibit
     
99.1
   
Text of letter of Bankrate, Inc. dated December 5, 2002.
99.2
   
Text of press release of Bankrate, Inc. dated November 6, 2002.

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