Form 8k filed 8-26-05 LPO
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934

Date of Report
August 26, 2005
(Date of earliest event reported)
August 26, 2005
 
 
HEARTLAND FINANCIAL, USA, INC.
(Exact name of Registrant as specified in its charter)


Delaware
(State or other jurisdiction of incorporation)


0-24724
42-1405748
(Commission File Number)
(I.R.S. Employer Identification Number)


1398 Central Avenue, Dubuque, Iowa
52001
(Address of principal executive offices)
(Zip Code)


(563) 589-2100
(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

o Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12
 
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-14(c))


Item 8.01 Other Events

On August 26, 2005, Heartland Financial USA, Inc., (the “Company”) announced the addition of a loan production office in Denver, Colorado.  A copy of the Press Release is attached hereto as Exhibit 99.

Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits

(a)  
FINANCIAL STATEMENTS OF BUSINESS ACQUIRED.

None.

(b)  
PRO FORMA FINANCIAL INFORMATION.

None.

(c)  
EXHIBITS

99.  Press Release dated August 26, 2005


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
Dated:  August 26, 2005
 
HEARTLAND FINANCIAL USA, INC.
 
By:       /s/ John K. Schmidt
                   John K. Schmidt
                   Executive Vice President, CFO & COO