================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ---------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ---------- Date of report (Date of earliest event reported): August 9, 2004 Luminent Mortgage Capital, Inc. -------------------------------------------------------------------------------- (Exact Name of Registrant As Specified in its Charter) Maryland 012-36309 06-1694835 -------------------------- -------------- -------------------------- (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification Number) 909 Montgomery Street, Suite 500 San Francisco, California 94133 -------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) (415) 486-2110 -------------------------------------------------------------- (Registrant's telephone number, including area code) -------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report.) ================================================================================ Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits Exhibit 99.1 Press Release of the Registrant dated August 9, 2004 Item 12. Results of Operations and Financial Condition On August 9, 2004, Luminent Mortgage Capital, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2004. A copy of that release is furnished as Exhibit 99 to this report. The information in this Current Report on Form 8-K (including the exhibit incorporated into this Item 12 by reference) is being is provided under Item 12 of Form 8-K and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document filed pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. LUMINENT MORTGAGE CAPITAL, INC. (Registrant) Date: August 9, 2004 By: /s/ Christopher J. Zyda --------------------------------- Christopher J. Zyda Senior Vice President and Chief Financial Officer EXHIBIT INDEX Exhibit Number Description -------------- ----------- 99.1 Press release of the Registrant dated August 9, 2004