SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
February 28, 2007
FIRST PACTRUST BANCORP, INC.
(Exact name of Registrant as specified in its Charter)
| Maryland | 000-49806 | 04-3639825 | ||
| (State or other jurisdiction of incorporation) |
(Commission File No.) | (IRS Employer Identification No.) |
| 610 Bay Boulevard, Chula Vista, California | 91910 | |
| (Address of principal executive offices) | (Zip Code) |
Registrant’s telephone number, including area code: (619) 691-1519
N/A
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| ¨ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ¨ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ¨ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ¨ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
| ITEM 2.02. RESULTS | OF OPERATIONS AND FINANCIAL CONDITION. |
On February 28, 2007, the Registrant issued its earnings release for the three and twelve month periods ended December 31, 2006 and the same periods ended December 31, 2005. The earnings release is attached hereto as Exhibit 99.1, which is incorporated herein by reference.
| ITEM 9.01. FINANCIAL | STATEMENTS AND EXHIBITS. |
| (d) | Exhibits |
| Exhibit 99.1 - Press Release dated February 28, 2007 |
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.
| FIRST PACTRUST BANCORP, INC. | ||||
| Date: February 28, 2007 | By: | /s/ Regan J. Lauer | ||
| Regan J. Lauer | ||||
| Senior Vice President/ Controller | ||||
| (Principal Financial and Accounting Officer) | ||||
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