UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported) January 12, 2005
Bank of the Ozarks, Inc.
(Exact name of registrant as specified in its charter)
Arkansas
(State or other jurisdiction of incorporation)
0-22759 71-0556208
(Commission File Number) (IRS Employer Identification No.)
12615 Chenal Parkway, Little Rock, Arkansas 72211
(Address of principal executive offices) (Zip Code)
(501) 978-2265
(Registrant's telephone number, including area code)
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Check the appropriate box below if the form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
( ) Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
( ) Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
( ) Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
( ) Pre-commencement communications pursuant to Rule 13c-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
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Item 2.02. Results of Operations and Financial Condition.
The Registrant hereby furnishes its press release regarding Fourth
Quarter and Full Year 2004 Earnings Report which is attached hereto
as Exhibit 99.1 and incorporated herein by reference. The Company's
press release includes certain non-GAAP financial measures, which are
defined as numerical measures of a company's financial performance,
financial position or cash flows that exclude (or include) amounts
that are included in (or excluded from) the most directly comparable
measures calculated and presented in accordance with GAAP in the
Company's financial statements. The Company's management believes
that these measures provide useful information regarding the
Company's financial performance.
Item 7.01. Regulation FD Disclosure.
See Item 2.02. Results of Operations and Financial Condition.
Item 9.01. Financial Statements and Exhibits.
(c) Exhibits
99.1 Press Release Announcing Fourth Quarter and Full Year
2004 Earnings Report.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BANK OF THE OZARKS, INC.
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(Registrant)
Date: January 12, 2005 /s/ Paul Moore
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Paul Moore
Chief Financial Officer
Exhibit No. Document Description
99.1 Press Release Announcing Fourth Quarter and Full Year 2004
Earnings Report.