United States
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington D.C. 20549

                                    FORM 8-K

                                 Current Report
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported)

                                 April 27, 2007
                                 --------------


                                   FNB BANCORP
             (Exact name of registrant as specified in its charter)


                                   California
                 (State or other jurisdiction of incorporation)


          000-49693                                     92-2115369
   (Commission File Number)                 (IRS Employer Identification No.)


          975 El Camino Real, South San Francisco, California   94080
          (Address of principal executive offices)            (Zip Code)


       Registrant's telephone number, including area code: (650) 588-6800


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))


Item 2.02.   Results of Operations and Financial Condition

         FNB Bancorp (Bulletin Board: FNBG), parent company of First National
Bank of Northern California, today announced financial highlights of operating
results for the quarter ended March 31, 2007.

         A copy of the News Release issued by the registrant on April 27, 2007,
is attached to this report as Exhibit 99.48 and is incorporated here by
reference.

Item 9.01.   Financial Statements and Exhibits.

         (c)      Exhibits

                  99.48    News Release dated April 27, 2007, announcing
                           financial highlights of operating results for the
                           quarter ended March 31, 2007.




                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                       FNB BANCORP (Registrant)


Dated:  April 27, 2007.                By: /s/ DAVE A. CURTIS
                                           ------------------------------------
                                           Dave A. Curtis
                                           Senior Vice President and
                                           Chief Financial Officer