UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)    October 24, 2006
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                             Tompkins Trustco, Inc.
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               (Exact Name of Registrant as specified in Charter)


          New York                     1-12709                 16-1482357
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(State or other jurisdiction         (Commission             (IRS Employer
      of incorporation)              File Number)          Identification No.)


The Commons, PO Box 460, Ithaca, New York                         14851
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(Address of Principal Executive Offices)                        (Zip Code)


Registrant's telephone number, including area code     (607) 273-3210
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         (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17CFR 240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17CFR 240.13e-4(c))


Item 8.01   Other Events; Press Release

Tompkins Trustco, Inc. issued a press release on October 25, 2006, announcing
that it has adopted a management succession plan for its subsidiary, Tompkins
Trust Company, which includes the appointment of Gregory J. Hartz as chief
executive officer of Tompkins Trust Company effective January 1, 2007. Such
press release is filed as Exhibit 99.1 hereto.


Item 9.01   Financial Statements and Exhibits

         (a)      Not applicable.

         (b)      Not applicable.

         (c)      Not applicable.

         (d)      Exhibits.

                  Exhibit No.     Description
                  -----------     -----------

                     99.1         Press Release of Tompkins Trustco, Inc. dated
                                  October 25, 2006.




                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                       TOMPKINS TRUSTCO, INC.


Date:  October 30, 2006                By: /s/ ROBERT B. BANTLE
                                           -------------------------------------
                                           Robert B. Bantle
                                           Executive Vice President


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